Dreaming of a banking career in a public sector bank? The IBPS PO exam provides a golden opportunity to become a Probationary Officer in top nationalized banks across India. Every year thousands of job vacancies are released across nationalized banks; it gives you opportunities to prepare for exams. This is the most demanding job in the country.
The Institute of Banking Personnel Selection (IBPS) conducts the Probationary Officer (PO)/Management Trainee exam annually to recruit candidates for various public sector banks. The exam process consists of three phases – Preliminary, Mains, and Interview. Selected candidates are offered a prestigious managerial role in government banks with excellent salary, growth, and benefits.
Here’s everything you need to know—from eligibility to syllabus and how to apply!
Table of Contents
Job Profile of IBPS PO
The IBPS PO is a mid-level managerial post where selected candidates undergo a probation period of 2 years before confirmation. During this period, candidates are trained in all aspects of banking and posted in different departments.
Key responsibilities include
- Managing customer service and daily transactions.
- Handling loans, mortgages, and bank documents.
- Supervising branch operations and clerical staff.
- Business development and cross-selling bank products.
- Ensuring compliance with banking norms.
IBPS PO Perks & Benefits
Perk |
Details |
|---|---|
Attractive Salary |
Basic Pay: ₹36,000 (starting) + DA, HRA, CCA, and other allowances. Gross salary goes up to ₹52,000–₹55,000/month approx. |
Dearness Allowance (DA) |
Around 40% of basic pay (varies with inflation). |
House Rent Allowance (HRA) |
7% to 9% of basic pay, depending on posting location. |
City Compensatory Allowance (CCA) |
3% to 4% of basic pay based on city classification. |
Leased Accommodation |
Option to lease a house instead of HRA in select banks (limits vary by bank/city). |
Medical Benefits |
Reimbursement for medical treatment and health insurance coverage for self and dependents. |
Travel Allowance |
Reimbursement of travel expenses or fixed TA, especially for official travel. |
Leave Benefits |
Paid leaves including casual, privilege, sick, maternity/paternity leave, and earned leave encashment. |
Pension and Gratuity |
Covered under the New Pension Scheme (NPS), ensuring post-retirement security. |
Job Security |
High job stability under government norms and very low risk of layoffs. |
Loan Facilities |
Concessional interest rates on home, car, personal loans, etc., for employees. |
Career Growth |
Fast-track promotions to Manager, AGM, DGM, and even GM with internal exams. |
Social Status & Recognition |
A respected government post in society with chances to serve in rural and urban areas. |
Bonus Advantage
As a public sector bank officer, an IBPS PO also enjoys opportunities for foreign postings, training programs, and deputation to other government departments.
IBPS PO 2025 Exam Pattern
Preliminary Exam Pattern
Section |
No. of Questions |
Marks |
Duration |
|---|---|---|---|
English Language |
30 |
30 |
20 minutes |
Quantitative Aptitude |
35 |
35 |
20 minutes |
Reasoning Ability |
35 |
35 |
20 minutes |
Total |
100 |
100 |
60 minutes |
Main Exam Pattern
Section |
No. of Questions |
Marks |
Time Allotted |
|---|---|---|---|
Reasoning & Computer Aptitude |
45 |
60 |
60 minutes |
General/Economy/Banking Awareness |
40 |
40 |
35 minutes |
English Language |
35 |
40 |
40 minutes |
Data Analysis & Interpretation |
35 |
60 |
45 minutes |
English (Descriptive Test) |
2 |
25 |
30 minutes |
Total |
157 |
225 |
3 hours 30 min |
IBPS PO Eligibility Criteria
Criteria |
Requirement |
|---|---|
Nationality |
Indian citizen / Subject of Nepal or Bhutan / Tibetan refugee (as per norms) |
Age Limit |
20 to 30 years (as of 01-08-2025)Age relaxation: SC/ST – 5 yrs, OBC – 3 yrs, PwD – 10 yrs |
Educational Qualification |
Graduation in any stream from a recognized university |
Language Proficiency |
Must know the official language of the state/UT where applying |
Computer Literacy |
Basic computer knowledge required |
Detailed IBPS PO Syllabus
Below is the subject-wise syllabus for both Prelims and Mains exams:
1. English Language
- Reading Comprehension
- Cloze Test
- Error Spotting
- Sentence Improvement
- Para Jumbles
- Fill in the Blanks
2. Quantitative Aptitude
- Simplification
- Number Series
- Data Interpretation
- Quadratic Equations
- Time & Work
- Speed, Time & Distance
- Profit & Loss
- Simple & Compound Interest
- Ratio & Proportion
- Mixtures & Allegations
3. Reasoning Ability
- Puzzles
- Seating Arrangement
- Syllogism
- Input-Output
- Inequalities
- Blood Relations
- Coding-Decoding
- Direction Sense
- Logical Reasoning
4. General/Economic Awareness
- Current Affairs (last 6 months)
- Banking & Financial Awareness
- Static GK (Important Days, Books, Awards, etc.)
- Economic Terms and Budget-related information
5. Computer Aptitude
- Basics of Computers
- Operating Systems
- MS Office
- Internet & Networking
- Keyboard Shortcuts
- Memory, Software & Hardware
6. Descriptive English
- Essay Writing
- Letter Writing (Formal and Informal)
How to Apply for IBPS PO
Step No. |
Procedure |
|---|---|
1 |
Visit www.ibps.in |
2 |
Click on “CRP PO/MT” under the latest notifications |
3 |
Click on “Apply Online” and complete registration |
4 |
Fill personal, academic, and communication details |
5 |
Upload photo, signature, left thumb impression, and declaration |
6 |
Pay the application fee (₹850 for Gen/OBC, ₹175 for SC/ST/PwD) |
7 |
Submit the form and download the application confirmation |
📌 Key Differences in Bank Exams
Feature |
IBPS |
RRB |
SBI |
RBI |
|---|---|---|---|---|
Difficulty Level |
Moderate |
Easy to Moderate |
Moderate to Difficult |
Difficult |
General Awareness Focus |
Banking + Current Affairs |
Rural Banking Focus |
Latest Banking Updates |
Economics + Finance + RBI Specific GK |
English Section |
Yes |
Optional in some posts |
Yes |
Yes |
Computer Aptitude |
Yes (Main Exam) |
Yes |
Sometimes merged with Reasoning |
No (RBI Grade B) |
Interview Round |
PO/SO (Yes) |
PO (Yes) |
PO (Yes) |
Assistant (No), Grade B (Yes) |
Posting Area |
Nationalized Banks |
Rural Areas |
SBI Branches |
RBI Branches (Metro/Urban) |
Conclusion
The IBPS PO exam is a golden opportunity for aspirants seeking a stable, well-paying job in India’s public banking sector. With a clearly defined selection process and structured preparation strategy, cracking this exam is achievable with dedication and timely effort. Stay tuned with examniti.info for real-time updates on IBPS notifications, admit cards, and results.
If you are preparing for a bank exam, then you should be aware that all bank exams have nearly the same syllabus. If you prepare for one exam, you can give all banking exams. Preparing for all major bank exams like IBPS, RRB, SBI, and RBI is a smart goal. While the syllabi and preparation strategies are largely similar, there are key differences you should be aware of. The core syllabus is mostly the same, and you can follow a common preparation plan. However, as you get closer to each exam, make minor adjustments based on its unique pattern, focus areas, and difficulty level.
If you want to know all the details, then check other post in this website, such as
- IBPS PO (Probationary Officer)
- IBPS Clerk, IBPS SO (Specialist Officer)
- IBPS RRB Officer Scale I (PO)
- IBPS RRB Officer Scale II & III
- IBPS RRB Office Assistant (Clerk)
- SBI PO
- SBI Clerk
- RBI Assistant
- RBI Grade B
- NABARD Grade A and B
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🔔 Tip: Start your preparation early and stay consistent. Don’t forget to practice mock tests and stay updated with current affairs!