Looking to start your banking career in the government sector? The IBPS Clerk 2025 notification brings an excellent opportunity for aspirants seeking a secure, respectable, and well-paying job in India’s public sector banks. Check out this complete guide for all the details about the IBPS Clerk exam – from eligibility to application and syllabus.
The Institute of Banking Personnel Selection (IBPS) conducts the Clerical Cadre (CRP-Clerk-XV) recruitment annually. It is one of the most popular banking exams in India. Selected candidates are placed in clerical posts in various public sector banks across the country.
The IBPS Clerk exam is held in two phases – Preliminary and Main. There is no interview, making this exam a great opportunity for freshers and graduates looking for a government job with minimal selection stages.
Job Profile of IBPS Clerk
The IBPS Clerk handles front-desk and back-office operations in a bank. The job requires strong communication and clerical skills.
Key responsibilities include:
- Customer service and cash handling.
- Managing daily banking transactions like deposits, withdrawals, cheques, etc.
- Verifying documents and data entry.
- Assisting seniors in loan processing and administrative tasks.
- Managing bank correspondence and record-keeping.
Clerks act as the first point of contact in the bank and play a vital role in smooth daily operations.
Perks and Benefits of IBPS Clerk
Perk |
Details |
|---|---|
Salary & Allowances |
Starting in-hand salary is around ₹28,000–₹30,000/month (varies by location). Includes Basic Pay + DA + HRA + TA. |
Dearness Allowance (DA) |
Around 40% of the basic pay, revised quarterly based on inflation. |
House Rent Allowance (HRA) |
7%–9% of basic pay depending on the city (metro/rural). |
Transport Allowance (TA) |
Fixed TA is provided for commuting. |
Medical Facilities |
Medical reimbursements and health insurance for employees and dependents. |
Leave Benefits |
Paid Casual Leave, Sick Leave, Privilege Leave, Maternity/Paternity Leave. |
Pension Scheme |
Covered under the New Pension Scheme (NPS) for retirement security. |
Job Stability |
Central government-backed job with almost zero layoffs. |
Loan Benefits |
Lower interest rates on personal, home, education, and vehicle loans. |
Fixed Working Hours |
Mostly 5-day or 6-day week, ideal for work-life balance. |
Growth Opportunities |
Promotions through internal exams to Officer (PO), then up to Scale II/III over time. |
Social Recognition |
Respected government position in your community. |
While the IBPS Clerk post is at the entry level, it comes with a bundle of financial and social benefits, making it a secure and stable career path with room for future promotions.
IBPS Clerk 2025 Exam Pattern
Preliminary Exam
Subject |
No. of Questions |
Marks |
Time Duration |
|---|---|---|---|
English Language |
30 |
30 |
20 minutes |
Numerical Ability |
35 |
35 |
20 minutes |
Reasoning Ability |
35 |
35 |
20 minutes |
Total |
100 |
100 |
60 minutes |
Main Exam
Subject |
No. of Questions |
Marks |
Time Duration |
|---|---|---|---|
General/Financial Awareness |
50 |
50 |
35 minutes |
General English |
40 |
40 |
35 minutes |
Reasoning Ability & Computer Aptitude |
50 |
60 |
45 minutes |
Quantitative Aptitude |
50 |
50 |
45 minutes |
Total |
190 |
200 |
160 minutes |
IBPS Clerk 2025 Eligibility Criteria
Criteria |
Requirement |
|---|---|
Nationality |
Indian citizen or as per IBPS norms |
Age Limit |
20 to 28 years (as of 01-08-2025)Relaxation: SC/ST – 5 yrs, OBC – 3 yrs, PwD – 10 yrs |
Educational Qualification |
Graduation in any discipline from a recognized university |
Computer Literacy |
Must have operating and working knowledge of computers |
Language Proficiency |
Must know the official language of the state/UT applied for |
Detailed Syllabus for IBPS Clerk 2025
1. English Language
- Reading Comprehension
- Cloze Test
- Error Detection
- Sentence Rearrangement
- Fill in the Blanks
- Vocabulary (Synonyms & Antonyms)
2. Numerical Ability / Quantitative Aptitude
- Simplification
- Data Interpretation
- Number Series
- Ratio & Proportion
- Profit & Loss
- Time, Speed & Distance
- Time & Work
- Percentages
- Simple & Compound Interest
3. Reasoning Ability
- Puzzles
- Seating Arrangement
- Syllogism
- Inequality
- Blood Relations
- Coding-Decoding
- Direction Sense
- Alphanumeric Series
4. General/Financial Awareness
- Current Affairs (last 6 months)
- Banking Awareness
- Static GK
- Indian Economy
- Budget & Economic Survey
- RBI & Monetary Policies
5. Computer Aptitude
- Basics of Computers
- MS Office
- Internet
- Keyboard Shortcuts
- Software & Hardware Basics
How to Apply for IBPS Clerk 2025
Step |
Action |
|---|---|
1 |
Visit the official IBPS website: www.ibps.in |
2 |
Click on “CRP Clerks” section and then select “Apply Online” |
3 |
Register using your email and mobile number |
4 |
Fill out the application form with personal, academic, and communication details |
5 |
Upload scanned photo, signature, left thumb impression, and declaration |
6 |
Pay the application fee: ₹850 for General/OBC, ₹175 for SC/ST/PwD |
7 |
Submit the form and download the confirmation page for future use |
📌 Key Differences in Bank Exams
Feature |
IBPS |
RRB |
SBI |
RBI |
|---|---|---|---|---|
Difficulty Level |
Moderate |
Easy to Moderate |
Moderate to Difficult |
Difficult |
General Awareness Focus |
Banking + Current Affairs |
Rural Banking Focus |
Latest Banking Updates |
Economics + Finance + RBI Specific GK |
English Section |
Yes |
Optional in some posts |
Yes |
Yes |
Computer Aptitude |
Yes (Main Exam) |
Yes |
Sometimes merged with Reasoning |
No (RBI Grade B) |
Interview Round |
PO/SO (Yes) |
PO (Yes) |
PO (Yes) |
Assistant (No), Grade B (Yes) |
Posting Area |
Nationalized Banks |
Rural Areas |
SBI Branches |
RBI Branches (Metro/Urban) |
Conclusion
The IBPS Clerk 2025 exam is a great gateway to a stable and rewarding government job in the banking sector. With no interview stage and postings across India, it’s ideal for graduates aiming for job security and growth. Start your preparation early and stay updated with current affairs, banking terms, and mock tests.
If you are preparing for a bank exam, then you should be aware that all bank exams have nearly the same syllabus. If you prepare for one exam, you can give all banking exams. Preparing for all major bank exams like IBPS, RRB, SBI, and RBI is a smart goal. While the syllabi and preparation strategies are largely similar, there are key differences you should be aware of. The core syllabus is mostly the same, and you can follow a common preparation plan. However, as you get closer to each exam, make minor adjustments based on its unique pattern, focus areas, and difficulty level.
If you want to know all the details, then check other post in this website, such as
- IBPS PO (Probationary Officer)
- IBPS Clerk, IBPS SO (Specialist Officer)
- IBPS RRB Officer Scale I (PO)
- IBPS RRB Officer Scale II & III
- IBPS RRB Office Assistant (Clerk)
- SBI PO
- SBI Clerk
- RBI Assistant
- RBI Grade B
- NABARD Grade A and B
📢 Stay tuned with examniti.info for real-time updates, admit card downloads, and results related to IBPS Clerk and other government exams.